Australians inherited an estimated $150 billion in 2024, an increase of more than 70 per cent in a decade, according to a JBWere report.i It’s a number that’s predicted to grow more rapidly over the coming 20 years to $5.4 trillion, the report finds. Managing this flow of wealth to family groups, often complicated by … Read more
Superannuation tax rules are changing again and there are implications for those with very large balances as well as those on lower incomes. In a nutshell, the new plans include: more targeted tax rules for people with very large super balances extra support for low-income earners who contribute to super indexation (automatic increases) to make … Read more
When you think about the markets, do you see promise or peril? Are you the type to believe the glass is half-full, or do you focus on the half that is not there? Your investing outlook can shape your decisions, influence your risk tolerance, and impact your long-term results. But which approach truly works best? … Read more
Sweeping reforms to aged care are set to begin on 1 November to help improve the quality, transparency and flexibility of care. With more care levels, clearer pricing, and greater control over how your funding is used, the new system aims to better match services to individual needs. Providers will be required to offer detailed cost … Read more
Investing isn’t just a numbers game. It’s an activity that stirs various emotions from hope and optimism to fear and anxiety. Whether the ASX is surging or stumbling, emotional responses to market movements can shape outcomes just as much as economic fundamentals. Understanding those responses is crucial to building resilience, especially in unpredictable times. These … Read more
In a world of constant financial noise, from market updates and interest rate speculation to economic forecasts, it’s easy to feel overwhelmed and choose to do nothing. But inaction can be costly when it comes to building long-term wealth. Whether it’s leaving money in cash, delaying investment decisions or ignoring the power of regular contributions, … Read more
Stay up to date with what’s happened in the Australian economy and markets over the past month. Australia’s economy showed resilience in September, with inflation remaining sticky and the RBA holding rates steady at 3.6%. Despite the August/September period noted for being seasonally weak, markets remain at near record levels. Click the video below to … Read more
Some people genuinely enjoy tracking their spending. They carefully categorise expenses, balance the numbers, and colour-code everything in a spreadsheet. And then there’s the rest of us. Maybe you’ve tried budgeting before, and it felt restrictive and time-consuming. Maybe it didn’t stick and that’s okay. Here’s the thing: you don’t necessarily need a budget to … Read more
AI is everywhere these days, and honestly, it can feel a bit overwhelming. There’s a flood of apps, tools, and buzzwords available. With so many options, it’s hard to know where to start or even if it’s worth your time investigating. But here’s the good news; when used thoughtfully, AI can be a total game … Read more
When you start researching for a trip overseas it’s easy to be swayed by what can be a lingering bad reputation of a region or country. The landscape of travel is constantly shifting and what may once have been a no-go zone can now be a dream destination – and vice versa. Some of today’s … Read more
