We plan for holidays, home renovations, and retirement but we’re less likely to plan for the unexpected. Life insurance is one quiet but powerful way to protect the people you love from financial stress if something happens to you. Whether you’re raising a family, supporting a partner, or building a business, life insurance helps ensure … Read more
The best time to start planning for retirement is yesterday. But the second-best time? Today. About two-thirds of Australians retire earlier than they anticipated because of unexpected events such as job loss or redundancy, they need to care for a family member, have a sudden illness or injury, problems at work or a partner’s decision … Read more
Running a small business in today’s competitive landscape means constantly looking for ways to stand out, stay efficient, and deliver value. One of the most powerful ways to do that isn’t through the latest software or flashy marketing – it’s through your people. Supporting your team’s career growth might sound like a luxury reserved for … Read more
Spring cleaning isn’t just for closets. We’re used to tackling physical mess. We clear out closets, sort through garages, and sometimes even face that overflowing junk drawer in the kitchen. But there’s another kind of clutter we often ignore – the kind that lives on our devices, in our inboxes, and across the dozens of … Read more
With the new financial year comes a fresh wave of superannuation changes that could make a real difference to your retirement savings. Let’s unpack what’s changing – and how to make the most of it. The SG rate hits 12% One obvious lift to retirement incomes is the increase in the Super Guarantee (SG) rate … Read more
Self-managed superannuation funds (SMSFs) have long been associated with older Australians and small business owners looking for greater control over their retirement savings. But recent data suggests the sector is undergoing a quiet transformation. Alongside tax reforms and persistent compliance challenges, younger people are slowly moving into the SMSF space. While 85 per cent of … Read more
Stay up to date with what’s happened in the Australian economy and markets over the past month. Interest rates and tariffs continue to influence markets globally. After the RBA’s surprise move to leave rates on hold at its July meeting, soft inflation data has paved the way for a future rate cut. The ASX 200 … Read more
You’ve been doing all the right things when it comes to saving your hard-earned cash. You’ve cut back on luxury getaways and culinary splurges, exercised caution around Friday night drinks, resisted the temptation of online sales and proudly watched your savings grow. Then out of nowhere – your car has broken down, your dog needs … Read more
When the temperature drops, it feels like more of an effort, but getting outdoors, even when it’s chilly, can do your brain and body a whole lot of good. Let’s be honest – when it’s cold outside, the couch starts to look very attractive. You’ve got the heater cranking, you’re engrossed in the latest TV … Read more
Retirement might be just around the corner, or maybe you’ve recently crossed that exciting threshold. You’ve worked hard for decades, and now ready to trade in the alarm clock for leisurely mornings and to-do lists that are actually fun. But as you move into the next phase of your life; a thought might cross your … Read more
