Market movements and review video – December 2024

Stay up to date with what’s happened in the Australian economy and markets over the past month. While headline inflation eased to 2.8% in the September quarter, the RBA appears cautious on interest rates. The RBA Governor stated that Australia’s core inflation remains too elevated to justify interest rate cuts in the near term. The … Read more

Estate planning gives you a final say

Planning for what happens when you pass away or become incapacitated is an important way of protecting those you care about, saving them from dealing with a financial and administrative mess when they’re grieving. Your Will gives you a say in how you want your possessions and investments to be distributed. But, importantly, it should … Read more

Flying solo: tips for successful buying

For those who are wanting to get started on the homebuying journey, going it alone can have its challenges compared to a couple but there are ways to make flying solo easier. As a solo buyer, even just saving up for a deposit can feel like scaling Mount Everest without a rope. Without the benefit … Read more

Harnessing the double edge sword of tech

In our fast-paced digital world, technology often feels like a double-edged sword. On one hand, it offers incredible opportunities for personal growth and efficiency. On the other, it can also be a source of distraction and stress. But fear not! It’s possible to harness the power of technology to enhance your life, rather than hinder … Read more

The Age Pension and your retirement plans

Most people intend to retire between ages 65 and 66, according to the latest data and, surprisingly, despite growing superannuation balances, the Age Pension is the main source of income for many retirees.i  The intended retirement age has increased significantly in the last two decades, from just over 62 years on average in 2004. Australian … Read more

Insuring against loss of income

Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available. With income protection insurance, you can be paid some 70 per cent of your income for a specified period to help when you cannot work.i The most … Read more