Superannuation has provided most fund members with stellar returns since last year’s COVID lows. As always though, some funds performed better than others and recent government reforms make it easier to find out how your fund compares. Indeed, you may have noticed recent media reports naming 13 super funds that failed a performance test conducted … Read more
For many people, there’s much more to choosing investments than focusing exclusively on financial returns. Returns are important, but a growing number of people also want their investments align with their values. Everyone’s values are different but given the choice most people would wish to make a positive difference to their community and/or the planet. … Read more
Stay up to date with what’s happened in Australian markets over the past month. Our October update takes you through key economic indicators, as September was a mixed bag on the economic front. After reaching record highs in August, global sharemarkets stumbled in late September. Please get in touch if you’d like assistance with your personal financial … Read more
Throughout our lives, making a decision is something we do thousands of times a day. Our first thought occurs as soon as we wake, and our final thought when we drift off to sleep. Researchers have found on average, that most people will have approximately 6,200 thoughts per day.i Having so many thoughts requires us … Read more
Feeling a bit lacklustre as the days roll by? Hitting the snooze button more than usual? It’s a feeling that can be difficult to put your finger on, but it has a name, languishing. Whether it’s feeling exhausted and unmotivated, or restless and eager to do more, we can be off kilter from time to … Read more
Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some cases, you may be paying for nothing. Most super funds offer life and total and permanent disability (TPD) insurance to fund members and, in some cases, income protection cover. But … Read more
Stay up to date with what’s happened in Australian markets over the past month. Our September update video takes you through key economic indicators, as August provided mixed economic news, with central banks, business and consumers remaining cautious. Please get in touch if you’d like assistance with your personal financial situation.
When it comes time to investigate residential aged care for yourself, your partner, parent or relative, the search for a facility and how to pay for it can seem daunting. The system is complex, and decisions are often made in the midst of a health crisis. Factors such as location to family and friends, reputation … Read more
Family trusts are a popular and effective investment structure to manage and protect your family’s fortune, but you don’t have to be worth a fortune to benefit from having one. Despite their appeal, they are not for everyone. Indeed, it is suggested that if your assets are less than $300,000, and that is not counting … Read more
Saying or hearing the words, “We need to talk,” whether it’s in the workplace or in your personal life, can be a source of tension and conflict but there are ways to manage conversations that have the potential to be difficult. Difficult conversations can range from speaking to a family member about concerning behaviour, to … Read more
