“At the end of the day, we are accountable to ourselves – our success is a result of what we do” – Catherine Pulsifer It can be both empowering and a little uncomfortable to think that we are responsible for our successes – and failures. Being willing to accept the consequences of our actions, choices … Read more
Holidays should be blissful periods where you can do exactly what you want – usually involving relaxing and enjoying time with loved ones. However, it’s not uncommon to come back even more tense than ever and feeling like you need another vacation after what should have been a lovely break. Here are some ways to … Read more
The festive season is a magical time of year but it’s also a time when it’s easy for your spending to go off the rails. One of the main ways spending can get out of hand at this time of year is when you purchase using buy-now-pay-later (BPNL). Just like any form of credit BPNL … Read more
Quarterly Property Update It took the Reserve Bank just seven months to move the official cash rate from an historic low of 0.10% in April to 2.85% by November. The last time the RBA sent the rate up by 2.75% it took more than six years. Therefore, it isn’t any wonder why home values are … Read more
Sustainable investing isn’t new and is becoming more mainstream. From climate change to gender diversity, more people are aligning their money with their values. In 2021, Australia’s sustainable investment market increased 20 per cent to a record $1.5 trillion. The Responsible Investment Association Australasia (RIAA) 2022 benchmark report found sustainable investments represents 43 per cent … Read more
Many parents and grandparents worry about how to help the children in their lives achieve financial independence. But the value of long-term investment can seem like a dry and complicated idea for kids to get their heads around. In fact, many young people would like to know more about money, according to a Young People … Read more
If you are looking to buy property in the near future there are a lot of numbers you’ll be keeping track of – how much deposit you are saving for, how much you can borrow, how much to allow for closing costs, a figure for your total overall budget, as well as how much your … Read more
The importance of strong leadership to foster success cannot be under-estimated. Fortunately, the behaviours that effective leaders demonstrate can be emulated and learned. Whether you are looking to hone your skills as a leader in your business or if you want to assist someone to take a lead role, here are some characteristics of effective … Read more
Stay up to date with what’s happened in the Australian economy and markets over the past month. Treasurer Jim Chalmers’ first Budget was delivered against a backdrop of continuing turmoil on the global economic front. While the UK’s change in leadership and US reports of scaling back interest rate increases were welcomed by financial markets, … Read more
With consecutive rate rises throughout 2022 and talk of more to come, many Australians have been looking at their home loans more closely. Yet one thing that may have gone unnoticed is a loyalty tax and whether you are paying one. What is a loyalty tax? A tax for being loyal? It doesn’t seem fair, … Read more
